travel insurance tips

Why You Need Travel Insurance for Your Euro 2024 Trip

So, you’ve got the tickets you’ve been dreaming of, and you are on your way to cheer on your chosen national team as they seek to secure the UEFA European Championship title or, at the very least, avoid an early exit.

In many ways, it’s a trip of a lifetime to watch your nation in action overseas, and it’s one you need to plan ahead for so as to avoid any nasty surprises that will take the gloss off your footballing adventure.

To help you achieve this, we’ve come up with some useful information relevant to travel insurance you absolutely need to have prior to starting your journey.

Peace of mind with Euro 2024 travel insurance

It may seem like an additional expense to avoid, but arranging travel insurance before your Euro 2024 trip is vital. The right insurance will cover a range of unforeseen circumstances, such as if you fall ill or suffer an accident during your trip, require emergency evacuation, or arrive to find your luggage has been lost.

If you don’t have insurance and require medical care while you’re away, you could end up with a hefty bill for this attention. Taking out travel insurance ahead of your trip will give you peace of mind, so you can get on with simply enjoying the tournament and soaking up the atmosphere on match day.

How to choose the right travel insurance plan

So, now we’ve established why it’s so important to get travel insurance if you’ll be traveling for Euro 2024, it’s time to think about how to choose the best plan for your needs. After all, when it comes to coverage for Euro 2024 attendees, there are plenty of options to choose from.

Policy duration

Most obviously, you need to ensure that the policy will cover the entire duration of your trip. It may be tempting to save money by taking out a seven-day policy for a ten-day visit, but it’s best not to risk it.

The claim limit

This is the maximum the insurance provider will pay out if you need to make a claim. Think carefully to make sure this will meet your needs, especially if you have a pre-existing health condition.

Coverage provided

Sure, reading the small print is boring, but when it comes to choosing a travel insurance plan, it really is vital. Check the exact nature of the coverage you’re buying. For example, does the plan include protection in the event that your trip is canceled or if there’s a need for emergency evacuation?

Consider the planned activities

If you’re planning on combining traveling to football game with some additional adventuring (such as a bit of base flying in Berlin or SUPing on the canals of Hamburg), you’ll need to make sure that a travel insurance plan covers these activities.

Type of policy

If you’re a sports traveler, you may find taking out an annual travel insurance policy is an effective way to save money. However, if your Euro 2024 trip is likely to be your only one of the year, a single-trip policy is likely to be the best option.

Take a close look at the exclusions

Most travel insurance policies incorporate some form of exclusions – i.e., things you’re not covered for.

My personal advice can be knowing what is and isn’t included in a potential policy can help you choose the best one for your needs – and budget.

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Specific risks when traveling for Euro 2024

There’s another reason that it’s vital to get adequate insurance ahead of any of sporting event like Euro 2024 trip: there are specific risks associated with travel for a tournament of this type. For example, there’s a high chance you’ll be doing a lot of getting about on public transport, traveling between your accommodation and the venues, and maybe even between host cities as the tournament progresses.

To this end, insurance is important to cover you in the event of the theft of your personal belongings. Not to mention the fact it’s very likely that you’ll be encountering large crowds, groups of inebriated individuals, or those in high spirits – or distraught – following a match; all of these things can raise the risk levels, making having insurance absolutely crucial.

Further, taking out insurance that allows you to extend (or possibly shorten) your trip in the event that your team crashes out early (fingers crossed this isn’t the case!) or gets further in the tournament than you anticipated could save you a significant sum.

Top travel insurance providers for Euro 2024

Allianz

This popular option for travel insurance is highly rated by its customers and provides a wide range of packages designed to suit your needs perfectly. Standout features include robust post-pandemic COVID-19 coverage that includes cover for cancellation. Plus, if you’ll be traveling for Euro 2024 with family members under the age of twenty-five, they’ll be included in your package free, as long as they’re not in full-time employment.

World Nomads

If you are considering combining your trip with some adventure activities, then travel insurance from World Nomads could be the perfect option: plans automatically cover over two hundred such activities. Plus, if you opt for this provider, you have the ability to extend your coverage mid-trip.

Generali Global Assistance

Another highly-rated option, this provider offers excellent baggage loss, emergency evacuation, and trip interruption coverage. Plus, if you’ll be traveling for football as part of a tour, missed connection coverage is included, too. If you choose a Premium travel insurance plan with this provider, you also have the option to bolt on the ‘cancel for any reason’ cover if you wish.

AIG Travel Guard

If you’re looking for great all-round travel insurance, taking out a policy with AIG Travel Guard should be a consideration. As well as robust coverage for everything you’d expect – such as medical expenses and baggage loss and delay – you’ll also get access to a handy 24/7 travel assistance hotline. There are three tiers of plan available, Essential, Preferred, and Deluxe, so you can choose the type that best fits your needs – and your wallet!

GeoBlue

This provider is a specialist in providing cover for those with pre-existing medical conditions, and some plans even cover certain non-emergency expenses. Further, the range of different policy types on offer means you can choose the coverage you need – and not pay for stuff that you don’t. Twenty-four-seven worldwide assistance is also on offer to give you the ultimate peace of mind during your Euro 2024 trip.

Getting set for a worry-free Euro 2024 trip

So, there you have it – the reasons you really do need to arrange travel insurance if you’re traveling to a sporting event like Euro 2024 and some of the best providers to check out. Once this is done, all you need to do is enjoy the build-up to the tournament next year – and decide what to pack!